228 Belmonte CirO'FallonMO63368
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow228 Belmonte Cir, O'Fallon, MO, 63368 in O'Fallon is a top-tier cash-flow asset. At $300,000 it produces $2,816/mo in rent and $704/mo in net monthly income, a 11.27% gross rental yield. The DSCR of 2.09 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $8,443. Five-year appreciation adds $82,884, driving a total cumulative return of $160,144.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.3% | 7.5% |
| Monthly Cash Flow | $704 | $300 |
City averages based on O'Fallon market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,816 |
| Total Monthly Debt Service | $1,993 |
| DSCR Ratio | 1.41x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2010
4,930 sqft lot
$N/A/sqft
$215 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2010
4,930 sqft lot
$N/A/sqft
$215 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Michael C Luntz • Nettwork Global
Mls Name: MARIS
Mls Provider:
Mls ID: #25019881
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