22760 Summer Sage WayWildomarCA92595
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow22760 Summer Sage Way, Wildomar, CA, 92595 in Wildomar is a top-tier cash-flow asset. At $575,000 it produces $6,019/mo in rent and $1,888/mo in net monthly income, a 12.56% gross rental yield. The DSCR of 2.33 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $22,657. Five-year appreciation adds $158,862, driving a total cumulative return of $342,019.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.6% | 5.0% |
| Monthly Cash Flow | $1,888 | $300 |
City averages based on Wildomar market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,019 |
| Total Monthly Debt Service | $3,902 |
| DSCR Ratio | 1.54x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2020
10,350 sqft lot
$N/A/sqft
$81 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92595, Wildomar, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,626 (100%) |
| Owner Occupied HU | 8,246 (70.9%) |
| Renter Occupied HU | 2,900 (24.9%) |
| Vacant Housing Units | 480 ( 4.1%) |
| Median Home Value | $615,743 |
| Average Home Value | $656,916 |
Housing Distribution
Address Breakdown
Residential
10,963
Single Family
9,969
Multi-Family
994
Businesses
534
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2020
10,350 sqft lot
$N/A/sqft
$81 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92595, Wildomar, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,626 (100%) |
| Owner Occupied HU | 8,246 (70.9%) |
| Renter Occupied HU | 2,900 (24.9%) |
| Vacant Housing Units | 480 ( 4.1%) |
| Median Home Value | $615,743 |
| Average Home Value | $656,916 |
Housing Distribution
Address Breakdown
Residential
10,963
Single Family
9,969
Multi-Family
994
Businesses
534
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices