22743 Spruce Dr, Twain Harte, CA, 95383 | $732/mo Cash Flow

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NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Twain Harte at 22743 Spruce Dr, Twain Harte, CA, 95383 offers a 9.41% rental yield on a $465,000 purchase with $3,646/mo rent. Total monthly income registers $3,646/mo, and a $2,276/mo payment leaves $732/mo available for distribution. Annual cash flow reaches $8,782/yr on $154,148 to close, and return on cash invested stands at 25.61% in year one. Equity gained on principal adds $3,001/yr while 5% annual appreciation supports $128,471 over five years. Portfolio math shows five-year ROI at 133.49% and total cumulative return in cash at $205,775. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $3,646/mo property income against a $2,276/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 1948

0.62 Acres lot

$N/A/sqft

$450 annually HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 95383, Twain Harte, CA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	3,734 (100%)
Owner Occupied HU	1,536 (41.1%)
Renter Occupied HU	424 (11.4%)
Vacant Housing Units	1,774 (47.5%)
Median Home Value	$528,571
Average Home Value	$541,423