2272 Huntington Point Rd UNIT 122Chula VistaCA91914
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 2272 Huntington Point Rd UNIT 122, Chula Vista, CA, 91914 in Chula Vista deserves attention. This $690,000 property earns $6,554/mo in rent, a 11.4% gross yield, and nets $1,866/mo after the $3,103/mo payment. DSCR 2.11 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $190,634 compounds alongside $6,355/yr in yearly equity build, for a total cumulative return of $383,490.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.4% | 5.5% |
| Monthly Cash Flow | $1,866 | $300 |
City averages based on Chula Vista market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,554 |
| Total Monthly Debt Service | $4,414 |
| DSCR Ratio | 1.48x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2006
1.29 Acres lot
$N/A/sqft
$420 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91914, Chula Vista, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,940 (100%) |
| Owner Occupied HU | 4,017 (81.3%) |
| Renter Occupied HU | 805 (16.3%) |
| Vacant Housing Units | 118 ( 2.4%) |
| Median Home Value | $932,072 |
| Average Home Value | $1,018,659 |
Housing Distribution
Address Breakdown
Residential
5,009
Single Family
4,892
Multi-Family
117
Businesses
544
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2006
1.29 Acres lot
$N/A/sqft
$420 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91914, Chula Vista, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,940 (100%) |
| Owner Occupied HU | 4,017 (81.3%) |
| Renter Occupied HU | 805 (16.3%) |
| Vacant Housing Units | 118 ( 2.4%) |
| Median Home Value | $932,072 |
| Average Home Value | $1,018,659 |
Housing Distribution
Address Breakdown
Residential
5,009
Single Family
4,892
Multi-Family
117
Businesses
544
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices