2271 Eastridge TrlOxnardCA93036
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 2271 Eastridge Trl, Oxnard, CA, 93036 in Oxnard speaks for itself: 10.38% gross on a $895,000 price, generating $7,742/mo in rent and $1,894/mo in net income after the $4,024/mo debt service. DSCR 1.92, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $22,727 stacks alongside $247,272 in projected five-year appreciation and $8,243/yr in principal reduction. Projected total cumulative return: $462,627.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.4% | 5.5% |
| Monthly Cash Flow | $1,894 | $200 |
City averages based on Oxnard market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,742 |
| Total Monthly Debt Service | $5,492 |
| DSCR Ratio | 1.41x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1990
6,970 sqft lot
$N/A/sqft
$235 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1990
6,970 sqft lot
$N/A/sqft
$235 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices