2262 Piedmont Rd APT ASan JoseCA95132
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeNot flashy, but dependably profitable, 2262 Piedmont Rd APT A, San Jose, CA, 95132 in San Jose is listed at $849,999 and delivers $6,127/mo in rent and $358/mo in net monthly cash flow. The 8.65% yield and 1.60 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $234,839 over five years, and $7,829/yr in principal reduction supplements cash return. Total projected cumulative return: $347,577.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 6.0% |
| Monthly Cash Flow | $358 | $500 |
City averages based on San Jose market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,127 |
| Total Monthly Debt Service | $5,431 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1970
N/A lot
$N/A/sqft
$235 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95132, San Jose, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,983 (100%) |
| Owner Occupied HU | 8,140 (67.9%) |
| Renter Occupied HU | 3,498 (29.2%) |
| Vacant Housing Units | 345 ( 2.9%) |
| Median Home Value | $1,313,557 |
| Average Home Value | $1,340,748 |
Housing Distribution
Address Breakdown
Residential
12,005
Single Family
11,429
Multi-Family
576
Businesses
242
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1970
N/A lot
$N/A/sqft
$235 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95132, San Jose, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,983 (100%) |
| Owner Occupied HU | 8,140 (67.9%) |
| Renter Occupied HU | 3,498 (29.2%) |
| Vacant Housing Units | 345 ( 2.9%) |
| Median Home Value | $1,313,557 |
| Average Home Value | $1,340,748 |
Housing Distribution
Address Breakdown
Residential
12,005
Single Family
11,429
Multi-Family
576
Businesses
242
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices