226 Smithfield RdDublinGA31021
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 226 Smithfield Rd, Dublin, GA, 31021 in Dublin. Priced at $319,000, it generates $4,009/mo in gross rent and $2,068/mo in net monthly cash flow, a 15.08% yield that comfortably supports the 2.80 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $24,813. Five-year appreciation: $88,134. Equity from principal paydown: $2,938/yr. Total projected cumulative return: $253,887.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 15.1% | 8.0% |
| Monthly Cash Flow | $2,068 | $1,200 |
City averages based on Dublin market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,009 |
| Total Monthly Debt Service | $1,815 |
| DSCR Ratio | 2.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1974
1.10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31021, Dublin, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,002 (100%) |
| Owner Occupied HU | 6,957 (53.5%) |
| Renter Occupied HU | 4,663 (35.9%) |
| Vacant Housing Units | 1,382 (10.6%) |
| Median Home Value | $224,126 |
| Average Home Value | $267,384 |
Housing Distribution
Address Breakdown
Residential
12,304
Single Family
12,022
Multi-Family
282
Businesses
1,136
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1974
1.10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31021, Dublin, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,002 (100%) |
| Owner Occupied HU | 6,957 (53.5%) |
| Renter Occupied HU | 4,663 (35.9%) |
| Vacant Housing Units | 1,382 (10.6%) |
| Median Home Value | $224,126 |
| Average Home Value | $267,384 |
Housing Distribution
Address Breakdown
Residential
12,304
Single Family
12,022
Multi-Family
282
Businesses
1,136
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices