226 Carmella DrWhite OakPA15131
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 226 Carmella Dr, White Oak, PA, 15131 in White Oak speaks for itself: 23.37% gross on a $114,900 price, generating $2,238/mo in rent and $1,456/mo in net income after the $517/mo debt service. DSCR 4.33, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $17,473 stacks alongside $31,745 in projected five-year appreciation and $1,058/yr in principal reduction. Projected total cumulative return: $137,570.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 23.4% | 6.2% |
| Monthly Cash Flow | $1,456 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,238 |
| Total Monthly Debt Service | $736 |
| DSCR Ratio | 3.04x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1950
6,250 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15131, Mc Keesport, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,103 (100%) |
| Owner Occupied HU | 2,824 (68.8%) |
| Renter Occupied HU | 987 (24.1%) |
| Vacant Housing Units | 292 ( 7.1%) |
| Median Home Value | $188,636 |
| Average Home Value | $225,112 |
Housing Distribution
Address Breakdown
Residential
3,973
Single Family
3,413
Multi-Family
560
Businesses
260
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1950
6,250 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15131, Mc Keesport, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,103 (100%) |
| Owner Occupied HU | 2,824 (68.8%) |
| Renter Occupied HU | 987 (24.1%) |
| Vacant Housing Units | 292 ( 7.1%) |
| Median Home Value | $188,636 |
| Average Home Value | $225,112 |
Housing Distribution
Address Breakdown
Residential
3,973
Single Family
3,413
Multi-Family
560
Businesses
260
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices