226 Broad St SEllavilleGA31806
INVESTMENT ANALYSIS
Investment Verdict
Solid Income226 Broad St S, Ellaville, GA, 31806 in Ellaville is a solid income-producing rental, 8.57% gross yield, $1,778/mo rent, $263/mo net cash flow on a $249,000 buy. DSCR 1.59 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $68,794 and $2,293/yr in principal reduction project a total cumulative return of $111,213.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 8.0% |
| Monthly Cash Flow | $263 | $400 |
City averages based on Ellaville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,778 |
| Total Monthly Debt Service | $1,416 |
| DSCR Ratio | 1.26x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1915
3 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31806, Ellaville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,903 (100%) |
| Owner Occupied HU | 1,294 (68.0%) |
| Renter Occupied HU | 395 (20.8%) |
| Vacant Housing Units | 214 (11.2%) |
| Median Home Value | $202,189 |
| Average Home Value | $205,394 |
Housing Distribution
Address Breakdown
Residential
1,442
Single Family
1,442
Multi-Family
0
Businesses
126
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1915
3 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31806, Ellaville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,903 (100%) |
| Owner Occupied HU | 1,294 (68.0%) |
| Renter Occupied HU | 395 (20.8%) |
| Vacant Housing Units | 214 (11.2%) |
| Median Home Value | $202,189 |
| Average Home Value | $205,394 |
Housing Distribution
Address Breakdown
Residential
1,442
Single Family
1,442
Multi-Family
0
Businesses
126
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices