22500 Old Hundred RdBarnesvilleMD20838
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 22500 Old Hundred Rd, Barnesville, MD, 20838 in Barnesville fits: $1,175,000, 4.65% gross yield, and a projected 5% annual appreciation rate adding $324,631 in value within five years. Rental yield 4.65%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.86) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $10,822/yr in principal paydown and $324,631 in appreciation project a total return of $268,227.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.7% | 7.0% |
| Monthly Cash Flow | $(2,758) | $850 |
City averages based on Barnesville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,550 |
| Total Monthly Debt Service | $6,840 |
| DSCR Ratio | 0.67x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1935
19 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20838, Barnesville, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 114 (100%) |
| Owner Occupied HU | 78 (68.4%) |
| Renter Occupied HU | 13 (11.4%) |
| Vacant Housing Units | 23 (20.2%) |
| Median Home Value | $880,000 |
| Average Home Value | $923,045 |
Housing Distribution
Address Breakdown
Residential
61
Single Family
61
Multi-Family
0
Businesses
28
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1935
19 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20838, Barnesville, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 114 (100%) |
| Owner Occupied HU | 78 (68.4%) |
| Renter Occupied HU | 13 (11.4%) |
| Vacant Housing Units | 23 (20.2%) |
| Median Home Value | $880,000 |
| Average Home Value | $923,045 |
Housing Distribution
Address Breakdown
Residential
61
Single Family
61
Multi-Family
0
Businesses
28
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Toni Koerber • Long & Foster Real Estate, Inc.
Mls Name: Bright MLS
Mls ID: #MDMC2183958