2246 Orange Grove PlEscondidoCA92027
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Escondido rental at 2246 Orange Grove Pl, Escondido, CA, 92027 sits in the solid-income band: 8.52% gross yield, $7,734/mo rent, $792/mo net after the $4,897/mo debt service, DSCR 1.58. Entry price of $1,089,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $300,871 and $10,030/yr in principal reduction bring total cumulative return to $464,807.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 6.0% |
| Monthly Cash Flow | $792 | $1,500 |
City averages based on Escondido market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,734 |
| Total Monthly Debt Service | $6,508 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1999
8,276 sqft lot
$N/A/sqft
$205 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92027, Escondido, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,443 (100%) |
| Owner Occupied HU | 10,576 (60.6%) |
| Renter Occupied HU | 6,438 (36.9%) |
| Vacant Housing Units | 429 ( 2.5%) |
| Median Home Value | $756,629 |
| Average Home Value | $794,806 |
Housing Distribution
Address Breakdown
Residential
17,359
Single Family
14,911
Multi-Family
2,448
Businesses
383
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1999
8,276 sqft lot
$N/A/sqft
$205 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92027, Escondido, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,443 (100%) |
| Owner Occupied HU | 10,576 (60.6%) |
| Renter Occupied HU | 6,438 (36.9%) |
| Vacant Housing Units | 429 ( 2.5%) |
| Median Home Value | $756,629 |
| Average Home Value | $794,806 |
Housing Distribution
Address Breakdown
Residential
17,359
Single Family
14,911
Multi-Family
2,448
Businesses
383
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices