2246 Club Lake DrOrange ParkFL32065
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 9.2% yield at 2246 Club Lake Dr, Orange Park, FL, 32065 in Orange Park is solid, but the $1,760/mo payment compresses net cash flow to $58/mo at $391,320. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $108,115 by year five, and $3,604/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.57) without U.S. income documentation. Total projected return: $139,335.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 6.2% |
| Monthly Cash Flow | $58 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,767 |
| Total Monthly Debt Service | $2,787 |
| DSCR Ratio | 0.99x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2012
9,147 sqft lot
$N/A/sqft
$50 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32065, Orange Park, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,402 (100%) |
| Owner Occupied HU | 10,610 (68.9%) |
| Renter Occupied HU | 4,022 (26.1%) |
| Vacant Housing Units | 770 ( 5.0%) |
| Median Home Value | $356,817 |
| Average Home Value | $374,611 |
Housing Distribution
Address Breakdown
Residential
14,579
Single Family
12,657
Multi-Family
1,922
Businesses
785
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2012
9,147 sqft lot
$N/A/sqft
$50 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32065, Orange Park, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,402 (100%) |
| Owner Occupied HU | 10,610 (68.9%) |
| Renter Occupied HU | 4,022 (26.1%) |
| Vacant Housing Units | 770 ( 5.0%) |
| Median Home Value | $356,817 |
| Average Home Value | $374,611 |
Housing Distribution
Address Breakdown
Residential
14,579
Single Family
12,657
Multi-Family
1,922
Businesses
785
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Christina Riordan • RE/MAX Solutions
Mls Name: Space Coast AOR
Mls ID: #1042800
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.