22448 Chenoak RdBrooksvilleFL34602
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 22448 Chenoak Rd, Brooksville, FL, 34602 in Brooksville. Priced at $125,000, it generates $2,042/mo in gross rent and $1,213/mo in net monthly cash flow, a 19.61% yield that comfortably supports the 3.63 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $14,555. Five-year appreciation: $34,535. Equity from principal paydown: $1,151/yr. Total projected cumulative return: $125,695.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 19.6% | 6.0% |
| Monthly Cash Flow | $1,213 | $300 |
City averages based on Brooksville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,042 |
| Total Monthly Debt Service | $780 |
| DSCR Ratio | 2.62x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1986
2.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34602, Brooksville, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,279 (100%) |
| Owner Occupied HU | 3,303 (77.2%) |
| Renter Occupied HU | 535 (12.5%) |
| Vacant Housing Units | 441 (10.3%) |
| Median Home Value | $376,569 |
| Average Home Value | $408,088 |
Housing Distribution
Address Breakdown
Residential
3,812
Single Family
3,812
Multi-Family
0
Businesses
83
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1986
2.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34602, Brooksville, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,279 (100%) |
| Owner Occupied HU | 3,303 (77.2%) |
| Renter Occupied HU | 535 (12.5%) |
| Vacant Housing Units | 441 (10.3%) |
| Median Home Value | $376,569 |
| Average Home Value | $408,088 |
Housing Distribution
Address Breakdown
Residential
3,812
Single Family
3,812
Multi-Family
0
Businesses
83
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jared Tanner • Century 21 Alliance Realty
Mls Name: HCMLS
Mls ID: #2255735