22417 N 1320th StMarshallIL62441
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow22417 N 1320th St, Marshall, IL, 62441 in Marshall earns its strong cash-flow label: 13.6% yield, $2,154/mo rent, $836/mo net income, DSCR 2.52. The $190,000 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $52,494 by year five. Combined with $1,750/yr in principal paydown, total projected return reaches $126,531.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.6% | 6.0% |
| Monthly Cash Flow | $836 | $300 |
City averages based on Marshall market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,154 |
| Total Monthly Debt Service | $1,242 |
| DSCR Ratio | 1.73x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2011
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62441, Marshall, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,443 (100%) |
| Owner Occupied HU | 2,287 (66.4%) |
| Renter Occupied HU | 790 (22.9%) |
| Vacant Housing Units | 366 (10.6%) |
| Median Home Value | $158,270 |
| Average Home Value | $185,334 |
Housing Distribution
Address Breakdown
Residential
3,159
Single Family
3,144
Multi-Family
15
Businesses
280
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2011
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62441, Marshall, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,443 (100%) |
| Owner Occupied HU | 2,287 (66.4%) |
| Renter Occupied HU | 790 (22.9%) |
| Vacant Housing Units | 366 (10.6%) |
| Median Home Value | $158,270 |
| Average Home Value | $185,334 |
Housing Distribution
Address Breakdown
Residential
3,159
Single Family
3,144
Multi-Family
15
Businesses
280
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
