224 Orangewood DrHealdsburgCA95448
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.88% yield at 224 Orangewood Dr, Healdsburg, CA, 95448 in Healdsburg is solid, but the $3,125/mo payment compresses net cash flow to $104/mo at $695,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $192,016 by year five, and $6,401/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.46) without U.S. income documentation. Total projected return: $270,988.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 6.0% |
| Monthly Cash Flow | $104 | $300 |
City averages based on Healdsburg market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,564 |
| Total Monthly Debt Service | $4,183 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1973
3,920 sqft lot
$N/A/sqft
$160 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95448, Healdsburg, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,687 (100%) |
| Owner Occupied HU | 4,041 (52.6%) |
| Renter Occupied HU | 2,488 (32.4%) |
| Vacant Housing Units | 1,158 (15.1%) |
| Median Home Value | $1,089,454 |
| Average Home Value | $1,288,598 |
Housing Distribution
Address Breakdown
Residential
7,613
Single Family
7,432
Multi-Family
181
Businesses
1,301
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1973
3,920 sqft lot
$N/A/sqft
$160 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95448, Healdsburg, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,687 (100%) |
| Owner Occupied HU | 4,041 (52.6%) |
| Renter Occupied HU | 2,488 (32.4%) |
| Vacant Housing Units | 1,158 (15.1%) |
| Median Home Value | $1,089,454 |
| Average Home Value | $1,288,598 |
Housing Distribution
Address Breakdown
Residential
7,613
Single Family
7,432
Multi-Family
181
Businesses
1,301
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices