22374 Golftime DrPalo CedroCA96073
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 8.07% yield at 22374 Golftime Dr, Palo Cedro, CA, 96073 in Palo Cedro is solid, but the $1,877/mo payment compresses net cash flow to $79/mo at $417,500. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $115,348 by year five, and $3,845/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.50) without U.S. income documentation. Total projected return: $164,060.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 6.0% |
| Monthly Cash Flow | $79 | $1,500 |
City averages based on Palo Cedro market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,808 |
| Total Monthly Debt Service | $2,563 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1999
0.28 Acres lot
$N/A/sqft
$28 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96073, Palo Cedro, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,933 (100%) |
| Owner Occupied HU | 1,617 (83.7%) |
| Renter Occupied HU | 205 (10.6%) |
| Vacant Housing Units | 111 ( 5.7%) |
| Median Home Value | $561,115 |
| Average Home Value | $577,876 |
Housing Distribution
Address Breakdown
Residential
1,646
Single Family
1,642
Multi-Family
4
Businesses
290
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1999
0.28 Acres lot
$N/A/sqft
$28 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96073, Palo Cedro, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,933 (100%) |
| Owner Occupied HU | 1,617 (83.7%) |
| Renter Occupied HU | 205 (10.6%) |
| Vacant Housing Units | 111 ( 5.7%) |
| Median Home Value | $561,115 |
| Average Home Value | $577,876 |
Housing Distribution
Address Breakdown
Residential
1,646
Single Family
1,642
Multi-Family
4
Businesses
290
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Connie Metcalf • Young and Company Real Estate
Mls Name: SMLS
Mls Provider:
Mls ID: #25-3806
Disclaimer: Copyright Shasta Association of Realtors. All rights reserved. Information is deemed reliable but not guaranteed.