2237 Copco RdHornbrookCA96044
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 2237 Copco Rd, Hornbrook, CA, 96044 in Hornbrook hard to pass up. The 16.91% gross yield on a $119,500 purchase results in $1,684/mo in rent and $944/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (3.14). Annual cash flow of $11,332, five-year appreciation of $33,016, and $1,101/yr in equity build-up combine for a projected total cumulative return of $106,141.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 16.9% | 7.0% |
| Monthly Cash Flow | $944 | $1,200 |
City averages based on Hornbrook market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,684 |
| Total Monthly Debt Service | $692 |
| DSCR Ratio | 2.43x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in N/A
2.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96044, Hornbrook, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 567 (100%) |
| Owner Occupied HU | 364 (64.2%) |
| Renter Occupied HU | 129 (22.8%) |
| Vacant Housing Units | 74 (13.1%) |
| Median Home Value | $350,000 |
| Average Home Value | $474,210 |
Housing Distribution
Address Breakdown
Residential
340
Single Family
340
Multi-Family
0
Businesses
23
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in N/A
2.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96044, Hornbrook, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 567 (100%) |
| Owner Occupied HU | 364 (64.2%) |
| Renter Occupied HU | 129 (22.8%) |
| Vacant Housing Units | 74 (13.1%) |
| Median Home Value | $350,000 |
| Average Home Value | $474,210 |
Housing Distribution
Address Breakdown
Residential
340
Single Family
340
Multi-Family
0
Businesses
23
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices