22358 Sunrise DrDeerwoodMN56444
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow22358 Sunrise Dr, Deerwood, MN, 56444 in Deerwood is a top-tier cash-flow asset. At $196,200 it produces $1,796/mo in rent and $571/mo in net monthly income, a 10.99% gross rental yield. The DSCR of 2.04 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $6,855. Five-year appreciation adds $54,206, driving a total cumulative return of $111,239.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11% | 7.0% |
| Monthly Cash Flow | $571 | $500 |
City averages based on Deerwood market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,796 |
| Total Monthly Debt Service | $1,147 |
| DSCR Ratio | 1.57x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1930
1.06 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56444, Deerwood, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,890 (100%) |
| Owner Occupied HU | 1,232 (42.6%) |
| Renter Occupied HU | 223 ( 7.7%) |
| Vacant Housing Units | 1,435 (49.7%) |
| Median Home Value | $471,304 |
| Average Home Value | $558,691 |
Housing Distribution
Address Breakdown
Residential
1,707
Single Family
1,680
Multi-Family
27
Businesses
105
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1930
1.06 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56444, Deerwood, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,890 (100%) |
| Owner Occupied HU | 1,232 (42.6%) |
| Renter Occupied HU | 223 ( 7.7%) |
| Vacant Housing Units | 1,435 (49.7%) |
| Median Home Value | $471,304 |
| Average Home Value | $558,691 |
Housing Distribution
Address Breakdown
Residential
1,707
Single Family
1,680
Multi-Family
27
Businesses
105
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices