22350 Germain St UNIT 3ChatsworthCA91311
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 22350 Germain St UNIT 3, Chatsworth, CA, 91311 in Chatsworth speaks for itself: 13.56% gross on a $764,900 price, generating $8,646/mo in rent and $3,205/mo in net income after the $3,439/mo debt service. DSCR 2.51, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $38,457 stacks alongside $211,328 in projected five-year appreciation and $7,045/yr in principal reduction. Projected total cumulative return: $499,381.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.6% | 5.2% |
| Monthly Cash Flow | $3,205 | $1,500 |
City averages based on Chatsworth market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $8,646 |
| Total Monthly Debt Service | $5,137 |
| DSCR Ratio | 1.68x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1972
0.86 Acres lot
$N/A/sqft
$698 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91311, Chatsworth, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,224 (100%) |
| Owner Occupied HU | 9,595 (63.0%) |
| Renter Occupied HU | 4,968 (32.6%) |
| Vacant Housing Units | 661 ( 4.3%) |
| Median Home Value | $909,440 |
| Average Home Value | $1,018,469 |
Housing Distribution
Address Breakdown
Residential
14,771
Single Family
11,007
Multi-Family
3,764
Businesses
2,754
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1972
0.86 Acres lot
$N/A/sqft
$698 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91311, Chatsworth, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,224 (100%) |
| Owner Occupied HU | 9,595 (63.0%) |
| Renter Occupied HU | 4,968 (32.6%) |
| Vacant Housing Units | 661 ( 4.3%) |
| Median Home Value | $909,440 |
| Average Home Value | $1,018,469 |
Housing Distribution
Address Breakdown
Residential
14,771
Single Family
11,007
Multi-Family
3,764
Businesses
2,754
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices