22349 Highway 45 NAberdeenMS39730
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis is a cash-flow-light asset: 22349 Highway 45 N, Aberdeen, MS, 39730 in Aberdeen, $105,000, 9.18% gross yield, $160/mo net income. Consider it a market-entry position, the $803/mo rent covers the $472/mo payment with a margin, and 5%/yr appreciation is projected to add $29,010 to the asset's value over five years. Ziffy Mortgage approves DSCR loans (coverage 1.70) for non-U.S. residents without domestic income documentation. Consider a higher down payment to widen the monthly margin. Total projected return: $50,139.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 6.2% |
| Monthly Cash Flow | $160 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $803 |
| Total Monthly Debt Service | $601 |
| DSCR Ratio | 1.34x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1957
3 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39730, Aberdeen, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,489 (100%) |
| Owner Occupied HU | 3,512 (64.0%) |
| Renter Occupied HU | 1,090 (19.9%) |
| Vacant Housing Units | 887 (16.2%) |
| Median Home Value | $123,325 |
| Average Home Value | $160,675 |
Housing Distribution
Address Breakdown
Residential
5,013
Single Family
4,990
Multi-Family
23
Businesses
520
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1957
3 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39730, Aberdeen, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,489 (100%) |
| Owner Occupied HU | 3,512 (64.0%) |
| Renter Occupied HU | 1,090 (19.9%) |
| Vacant Housing Units | 887 (16.2%) |
| Median Home Value | $123,325 |
| Average Home Value | $160,675 |
Housing Distribution
Address Breakdown
Residential
5,013
Single Family
4,990
Multi-Family
23
Businesses
520
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: PAMELA LOWRY • SOUTHERN ROOTS & CO REALTY LLC
Mls Name: Greater Golden Triangle Realtors
Mls ID: #25-2429