2230 SW 14th StLincolnNE68522
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 2230 SW 14th St, Lincoln, NE, 68522 in Lincoln. Priced at $210,000, it generates $1,994/mo in gross rent and $542/mo in net monthly cash flow, a 11.13% yield that comfortably supports the 2.11 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $6,506. Five-year appreciation: $58,019. Equity from principal paydown: $1,934/yr. Total projected cumulative return: $117,235.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.1% | 5.2% |
| Monthly Cash Flow | $542 | $450 |
City averages based on Lincoln market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,994 |
| Total Monthly Debt Service | $1,335 |
| DSCR Ratio | 1.49x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1976
3,049 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68522, Lincoln, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,917 (100%) |
| Owner Occupied HU | 3,399 (69.1%) |
| Renter Occupied HU | 1,370 (27.9%) |
| Vacant Housing Units | 148 ( 3.0%) |
| Median Home Value | $260,440 |
| Average Home Value | $301,205 |
Housing Distribution
Address Breakdown
Residential
4,879
Single Family
4,879
Multi-Family
0
Businesses
239
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1976
3,049 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68522, Lincoln, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,917 (100%) |
| Owner Occupied HU | 3,399 (69.1%) |
| Renter Occupied HU | 1,370 (27.9%) |
| Vacant Housing Units | 148 ( 3.0%) |
| Median Home Value | $260,440 |
| Average Home Value | $301,205 |
Housing Distribution
Address Breakdown
Residential
4,879
Single Family
4,879
Multi-Family
0
Businesses
239
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices