223 Scarborough RdCentervilleGA31028
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 223 Scarborough Rd, Centerville, GA, 31028 in Centerville hard to pass up. The 12.26% gross yield on a $199,900 purchase results in $2,042/mo in rent and $814/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (2.27). Annual cash flow of $9,773, five-year appreciation of $55,229, and $1,841/yr in equity build-up combine for a projected total cumulative return of $128,150.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.3% | 6.0% |
| Monthly Cash Flow | $814 | $300 |
City averages based on Centerville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,042 |
| Total Monthly Debt Service | $1,148 |
| DSCR Ratio | 1.78x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1976
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31028, Centerville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,663 (100%) |
| Owner Occupied HU | 1,925 (72.3%) |
| Renter Occupied HU | 618 (23.2%) |
| Vacant Housing Units | 120 ( 4.5%) |
| Median Home Value | $227,220 |
| Average Home Value | $258,292 |
Housing Distribution
Address Breakdown
Residential
2,732
Single Family
2,333
Multi-Family
399
Businesses
247
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1976
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31028, Centerville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,663 (100%) |
| Owner Occupied HU | 1,925 (72.3%) |
| Renter Occupied HU | 618 (23.2%) |
| Vacant Housing Units | 120 ( 4.5%) |
| Median Home Value | $227,220 |
| Average Home Value | $258,292 |
Housing Distribution
Address Breakdown
Residential
2,732
Single Family
2,333
Multi-Family
399
Businesses
247
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices