223 S Robert StMabelMN55954
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 223 S Robert St, Mabel, MN, 55954 in Mabel speaks for itself: 10.35% gross on a $274,500 price, generating $2,368/mo in rent and $616/mo in net income after the $1,234/mo debt service. DSCR 1.92, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $7,397 stacks alongside $75,839 in projected five-year appreciation and $2,528/yr in principal reduction. Projected total cumulative return: $144,055.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.4% | 6.2% |
| Monthly Cash Flow | $616 | $750 |
City averages based on Mabel market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,368 |
| Total Monthly Debt Service | $1,642 |
| DSCR Ratio | 1.44x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2006
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55954, Mabel, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 767 (100%) |
| Owner Occupied HU | 525 (68.4%) |
| Renter Occupied HU | 120 (15.6%) |
| Vacant Housing Units | 122 (15.9%) |
| Median Home Value | $197,917 |
| Average Home Value | $287,705 |
Housing Distribution
Address Breakdown
Residential
581
Single Family
557
Multi-Family
24
Businesses
51
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2006
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55954, Mabel, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 767 (100%) |
| Owner Occupied HU | 525 (68.4%) |
| Renter Occupied HU | 120 (15.6%) |
| Vacant Housing Units | 122 (15.9%) |
| Median Home Value | $197,917 |
| Average Home Value | $287,705 |
Housing Distribution
Address Breakdown
Residential
581
Single Family
557
Multi-Family
24
Businesses
51
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kelly Meyer • Keller Williams Premier Realty
Mls Name: NorthstarMLS as distributed by MLS GRID
Mls Provider:
Mls ID: #6716960
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