223 N King StHurstIL62949
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow223 N King St, Hurst, IL, 62949 in Hurst is a top-tier cash-flow asset. At $164,900 it produces $2,428/mo in rent and $1,284/mo in net monthly income, a 17.67% gross rental yield. The DSCR of 3.28 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $15,406. Five-year appreciation adds $45,559, driving a total cumulative return of $145,769.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 17.7% | 8.0% |
| Monthly Cash Flow | $1,284 | $150 |
City averages based on Hurst market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,428 |
| Total Monthly Debt Service | $1,078 |
| DSCR Ratio | 2.25x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1991
0.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62949, Hurst, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 332 (100%) |
| Owner Occupied HU | 193 (58.1%) |
| Renter Occupied HU | 93 (28.0%) |
| Vacant Housing Units | 46 (13.9%) |
| Median Home Value | $75,345 |
| Average Home Value | $142,034 |
Housing Distribution
Address Breakdown
Residential
2
Single Family
2
Multi-Family
0
Businesses
11
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1991
0.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62949, Hurst, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 332 (100%) |
| Owner Occupied HU | 193 (58.1%) |
| Renter Occupied HU | 93 (28.0%) |
| Vacant Housing Units | 46 (13.9%) |
| Median Home Value | $75,345 |
| Average Home Value | $142,034 |
Housing Distribution
Address Breakdown
Residential
2
Single Family
2
Multi-Family
0
Businesses
11
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices