2228 Spencer Ave, Saint Louis, MO, 63114 | $264/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Saint Louis at 2228 Spencer Ave, Saint Louis, MO, 63114 earns $264/mo cash flow from $1,230/mo rent with a $759/mo payment. Total monthly income totals $1,230/mo, and annual cash flow totals $3,172/yr on $51,383 capital. ROI tracks 26.08% on current figures, and rental yield reads 9.52% at a $155,000 purchase. Equity gained on principal adds $1,000/yr, and 5% annual appreciation supports $42,824 over five years. Five-year ROI reaches 136.07% and total cumulative return in cash sums $69,916. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $1,230/mo property income instead of your personal income.

Single Family

Built in 1940

9,670 sqft lot

$N/A/sqft

No HOA