22230 Crestline RdPalomar mountainCA92060
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 22230 Crestline Rd, Palomar mountain, CA, 92060 in Palomar mountain deserves attention. This $349,800 property earns $4,370/mo in rent, a 11.33% gross yield, and nets $1,156/mo after the $1,573/mo payment. DSCR 2.78 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $96,643 compounds alongside $3,222/yr in yearly equity build, for a total cumulative return of $274,633.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.3% | 8.2% |
| Monthly Cash Flow | $1,156 | $1,200 |
City averages based on Palomar mountain market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,370 |
| Total Monthly Debt Service | $2,025 |
| DSCR Ratio | 2.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Home Type Unknown
Built in N/A
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92060, Palomar Mountain, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 44 (100%) |
| Owner Occupied HU | 16 (36.4%) |
| Renter Occupied HU | 11 (25.0%) |
| Vacant Housing Units | 17 (38.6%) |
| Median Home Value | $607,143 |
| Average Home Value | $855,938 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
23
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Home Type Unknown
Built in N/A
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92060, Palomar Mountain, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 44 (100%) |
| Owner Occupied HU | 16 (36.4%) |
| Renter Occupied HU | 11 (25.0%) |
| Vacant Housing Units | 17 (38.6%) |
| Median Home Value | $607,143 |
| Average Home Value | $855,938 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
23
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A