2223 Redwood RoadHerculesCA94547
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderReliable, bankable, and well-priced, 2223 Redwood Road, Hercules, CA, 94547 in Hercules delivers $5,275/mo in gross rent and $233/mo in net monthly income at a $815,000 entry. The 7.77% yield and 1.44 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $225,169 over five years and $7,506/yr in equity from loan paydown, total projected return is $324,049.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 6.0% |
| Monthly Cash Flow | $233 | $1,200 |
City averages based on Hercules market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,275 |
| Total Monthly Debt Service | $4,717 |
| DSCR Ratio | 1.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1980
7,614 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94547, Hercules, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,421 (100%) |
| Owner Occupied HU | 6,828 (72.5%) |
| Renter Occupied HU | 2,206 (23.4%) |
| Vacant Housing Units | 387 ( 4.1%) |
| Median Home Value | $784,940 |
| Average Home Value | $843,488 |
Housing Distribution
Address Breakdown
Residential
9,000
Single Family
7,941
Multi-Family
1,059
Businesses
310
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1980
7,614 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94547, Hercules, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,421 (100%) |
| Owner Occupied HU | 6,828 (72.5%) |
| Renter Occupied HU | 2,206 (23.4%) |
| Vacant Housing Units | 387 ( 4.1%) |
| Median Home Value | $784,940 |
| Average Home Value | $843,488 |
Housing Distribution
Address Breakdown
Residential
9,000
Single Family
7,941
Multi-Family
1,059
Businesses
310
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Noa Gold • Coldwell Banker Realty
Mls Name: BAREIS
Mls Provider:
Mls ID: #325066843
Disclaimer: All data, photos, visualizations, and information regarding a property, including the property's compliance with state and local legal requirements and all measurements and calculations of area, have been obtained from various sources, and may include such material that has been generated by use of artificial intelligence. Such information and material have not been and will not be verified for accuracy by the listing broker or the multiple listing service, and are not guaranteed as complete, accurate or reliable. Such information and material should be independently reviewed and verified for accuracy. This information and material are intended for the personal use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Copyright 2025 Bay Area Real Estate Information Services, Inc. All Right Reserved.