2222 Williston StPampaTX79065



INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 2222 Williston St, Pampa, TX, 79065 in Pampa. Priced at $171,000, it generates $2,015/mo in gross rent and $799/mo in net monthly cash flow, a 14.14% yield that comfortably supports the 2.62 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $9,585. Five-year appreciation: $47,244. Equity from principal paydown: $1,575/yr. Total projected cumulative return: $116,944.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 14.1% | 6.2% |
| Monthly Cash Flow | $799 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,015 |
| Total Monthly Debt Service | $1,148 |
| DSCR Ratio | 1.76x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1951
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 79065, Pampa, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,481 (100%) |
| Owner Occupied HU | 5,485 (57.9%) |
| Renter Occupied HU | 2,003 (21.1%) |
| Vacant Housing Units | 1,993 (21.0%) |
| Median Home Value | $120,799 |
| Average Home Value | $171,061 |
Housing Distribution
Address Breakdown
Residential
8,291
Single Family
7,785
Multi-Family
506
Businesses
726



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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Single Family
Built in 1951
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 79065, Pampa, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,481 (100%) |
| Owner Occupied HU | 5,485 (57.9%) |
| Renter Occupied HU | 2,003 (21.1%) |
| Vacant Housing Units | 1,993 (21.0%) |
| Median Home Value | $120,799 |
| Average Home Value | $171,061 |
Housing Distribution
Address Breakdown
Residential
8,291
Single Family
7,785
Multi-Family
506
Businesses
726
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices











