2221 E Side RdTrinity CenterCA96091
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play2221 E Side Rd, Trinity Center, CA, 96091 in Trinity Center is priced for appreciation, not yield. Rental yield 5.96%. At $550,000 with a 5.96% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $151,955 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (1.11) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $165,558.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6% | 8.0% |
| Monthly Cash Flow | $(669) | $1,500 |
City averages based on Trinity Center market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,734 |
| Total Monthly Debt Service | $3,184 |
| DSCR Ratio | 0.86x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2015
6.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96091, Trinity Center, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 616 (100%) |
| Owner Occupied HU | 201 (32.6%) |
| Renter Occupied HU | 47 ( 7.6%) |
| Vacant Housing Units | 368 (59.7%) |
| Median Home Value | $453,125 |
| Average Home Value | $556,779 |
Housing Distribution
Address Breakdown
Residential
260
Single Family
260
Multi-Family
0
Businesses
35
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2015
6.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96091, Trinity Center, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 616 (100%) |
| Owner Occupied HU | 201 (32.6%) |
| Renter Occupied HU | 47 ( 7.6%) |
| Vacant Housing Units | 368 (59.7%) |
| Median Home Value | $453,125 |
| Average Home Value | $556,779 |
Housing Distribution
Address Breakdown
Residential
260
Single Family
260
Multi-Family
0
Businesses
35
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Annalise von Borstel • Hyperion Humboldt Realty Inc
Mls Name: HBMLS
Mls ID: #270328