222 Cold Creek LoopPt WentworthGA31407
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 222 Cold Creek Loop, Pt Wentworth, GA, 31407 in Pt Wentworth speaks for itself: 14.68% gross on a $305,000 price, generating $3,731/mo in rent and $1,760/mo in net income after the $1,371/mo debt service. DSCR 2.72, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $21,114 stacks alongside $84,266 in projected five-year appreciation and $2,809/yr in principal reduction. Projected total cumulative return: $229,310.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.7% | 6.0% |
| Monthly Cash Flow | $1,760 | $1,500 |
City averages based on Pt Wentworth market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,731 |
| Total Monthly Debt Service | $1,850 |
| DSCR Ratio | 2.02x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2022
5,837 sqft lot
$N/A/sqft
$345 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31407, Savannah, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,043 (100%) |
| Owner Occupied HU | 4,529 (41.0%) |
| Renter Occupied HU | 5,426 (49.1%) |
| Vacant Housing Units | 1,088 ( 9.9%) |
| Median Home Value | $294,400 |
| Average Home Value | $335,171 |
Housing Distribution
Address Breakdown
Residential
11,046
Single Family
8,528
Multi-Family
2,518
Businesses
314
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2022
5,837 sqft lot
$N/A/sqft
$345 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31407, Savannah, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,043 (100%) |
| Owner Occupied HU | 4,529 (41.0%) |
| Renter Occupied HU | 5,426 (49.1%) |
| Vacant Housing Units | 1,088 ( 9.9%) |
| Median Home Value | $294,400 |
| Average Home Value | $335,171 |
Housing Distribution
Address Breakdown
Residential
11,046
Single Family
8,528
Multi-Family
2,518
Businesses
314
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices