222/224 3rd StWilmerdingPA15148
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeNot flashy, but dependably profitable, 222/224 3rd St, Wilmerding, PA, 15148 in Wilmerding is listed at $225,000 and delivers $1,740/mo in rent and $266/mo in net monthly cash flow. The 9.28% yield and 1.72 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $62,163 over five years, and $2,072/yr in principal reduction supplements cash return. Total projected cumulative return: $102,756.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 6.2% |
| Monthly Cash Flow | $266 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,740 |
| Total Monthly Debt Service | $1,385 |
| DSCR Ratio | 1.26x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1925
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15148, Wilmerding, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,358 (100%) |
| Owner Occupied HU | 461 (33.9%) |
| Renter Occupied HU | 587 (43.2%) |
| Vacant Housing Units | 310 (22.8%) |
| Median Home Value | $62,794 |
| Average Home Value | $156,876 |
Housing Distribution
Address Breakdown
Residential
1,212
Single Family
1,033
Multi-Family
179
Businesses
87
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1925
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15148, Wilmerding, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,358 (100%) |
| Owner Occupied HU | 461 (33.9%) |
| Renter Occupied HU | 587 (43.2%) |
| Vacant Housing Units | 310 (22.8%) |
| Median Home Value | $62,794 |
| Average Home Value | $156,876 |
Housing Distribution
Address Breakdown
Residential
1,212
Single Family
1,033
Multi-Family
179
Businesses
87
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices