221 N Middletown Road #FPearl RiverNY10965








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Pearl River at 221 N Middletown Road #F, Pearl River, NY, 10965 with 5% annual appreciation on a $289,000 basis while $2,640/mo rent supports operations. Total monthly income totals $2,640/mo and a $1,415/mo payment preserves $710/mo for cash returns. Annual cash flow comes to $8,515/yr on $95,804 deployed, and return on cash invested reaches 28.8% in year one. Equity gained on principal adds $1,865/yr, and five-year appreciation sums $79,845 alongside rental yield of 10.96%. Five-year ROI measures 151.15% and total cumulative return in cash totals $144,806.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,640/mo property income versus a $1,415/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Condo
Built in 1961
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10965, Pearl River, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,886 (100%) |
| Owner Occupied HU | 4,436 (75.4%) |
| Renter Occupied HU | 1,243 (21.1%) |
| Vacant Housing Units | 207 ( 3.5%) |
| Median Home Value | $640,155 |
| Average Home Value | $701,136 |
Housing Distribution
Address Breakdown
Residential
5,627
Single Family
5,050
Multi-Family
577
Businesses
610
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Listed by: Courtney Koester • Howard Hanna Rand Realty
Mls Name: OneKey MLS
Mls ID: #913446








