221 Mill StScotiaCA95565








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Scotia at 221 Mill St, Scotia, CA, 95565 uses $109,064 cash to close to unlock $828/yr annual cash flow and $69/mo monthly cash flow. Total monthly income runs $2,104/mo, and a $1,610/mo payment keeps the spread at $69/mo. Purchase price stands at $329,000, and rental yield measures 7.67% with $2,104/mo rent. Return on cash invested shows 20.67% in year one, and 5% annual appreciation builds toward $90,897 over five years. Five-year ROI reaches 106.95% and total cumulative return in cash records $116,649. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,104/mo property income covering a $1,610/mo payment rather than investor’s personal income.
Single Family
Built in 1920
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95565, Scotia, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 378 (100%) |
| Owner Occupied HU | 146 (38.6%) |
| Renter Occupied HU | 144 (38.1%) |
| Vacant Housing Units | 88 (23.3%) |
| Median Home Value | $405,263 |
| Average Home Value | $453,459 |
Housing Distribution
Address Breakdown
Residential
66
Single Family
66
Multi-Family
0
Businesses
29
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Listed by: Jessika Chapman • Corcoran Icon Properties Eureka
Mls Name: HBMLS
Mls ID: #270862







