170 2nd AveRio DellCA95562
INVESTMENT ANALYSIS
Investment Verdict
Solid Income170 2nd Ave, Rio Dell, CA, 95562 in Rio Dell is a solid income-producing rental, 8.44% gross yield, $1,969/mo rent, $237/mo net cash flow on a $280,000 buy. DSCR 1.56 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $77,359 and $2,579/yr in principal reduction project a total cumulative return of $121,441.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 8.0% |
| Monthly Cash Flow | $237 | $1,200 |
City averages based on Rio Dell market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,969 |
| Total Monthly Debt Service | $1,621 |
| DSCR Ratio | 1.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1941
4,791 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95562, Rio Dell, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,512 (100%) |
| Owner Occupied HU | 754 (49.9%) |
| Renter Occupied HU | 613 (40.5%) |
| Vacant Housing Units | 145 ( 9.6%) |
| Median Home Value | $391,489 |
| Average Home Value | $520,802 |
Housing Distribution
Address Breakdown
Residential
1,407
Single Family
1,325
Multi-Family
82
Businesses
71
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1941
4,791 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95562, Rio Dell, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,512 (100%) |
| Owner Occupied HU | 754 (49.9%) |
| Renter Occupied HU | 613 (40.5%) |
| Vacant Housing Units | 145 ( 9.6%) |
| Median Home Value | $391,489 |
| Average Home Value | $520,802 |
Housing Distribution
Address Breakdown
Residential
1,407
Single Family
1,325
Multi-Family
82
Businesses
71
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Joshua Cook • Corcoran Icon Properties Arcata
Mls Name: HBMLS
Mls Provider:
Mls ID: #268637
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.