221 Dewey StBig PineCA93513
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 221 Dewey St, Big Pine, CA, 93513 in Big Pine speaks for itself: 21.16% gross on a $166,699 price, generating $2,940/mo in rent and $1,909/mo in net income after the $750/mo debt service. DSCR 3.92, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $22,905 stacks alongside $46,056 in projected five-year appreciation and $1,535/yr in principal reduction. Projected total cumulative return: $186,032.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 21.2% | 6.0% |
| Monthly Cash Flow | $1,909 | $1,200 |
City averages based on Big Pine market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,940 |
| Total Monthly Debt Service | $965 |
| DSCR Ratio | 3.05x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1957
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93513, Big Pine, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 890 (100%) |
| Owner Occupied HU | 598 (67.2%) |
| Renter Occupied HU | 175 (19.7%) |
| Vacant Housing Units | 117 (13.1%) |
| Median Home Value | $416,860 |
| Average Home Value | $414,716 |
Housing Distribution
Address Breakdown
Residential
432
Single Family
432
Multi-Family
0
Businesses
50
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1957
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93513, Big Pine, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 890 (100%) |
| Owner Occupied HU | 598 (67.2%) |
| Renter Occupied HU | 175 (19.7%) |
| Vacant Housing Units | 117 (13.1%) |
| Median Home Value | $416,860 |
| Average Home Value | $414,716 |
Housing Distribution
Address Breakdown
Residential
432
Single Family
432
Multi-Family
0
Businesses
50
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A