221 Como RdLake ComoPA18437
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 221 Como Rd, Lake Como, PA, 18437 in Lake Como. Priced at $429,000, it generates $4,034/mo in gross rent and $887/mo in net monthly cash flow, a 11.29% yield that comfortably supports the 2.09 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $10,646. Five-year appreciation: $118,525. Equity from principal paydown: $3,951/yr. Total projected cumulative return: $221,896.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.3% | 6.2% |
| Monthly Cash Flow | $887 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $4,034 |
| Total Monthly Debt Service | $2,977 |
| DSCR Ratio | 1.36x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2010
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18437, Lake Como, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 131 (100%) |
| Owner Occupied HU | 69 (52.7%) |
| Renter Occupied HU | 12 ( 9.2%) |
| Vacant Housing Units | 50 (38.2%) |
| Median Home Value | $350,000 |
| Average Home Value | $378,188 |
Housing Distribution
Address Breakdown
Residential
84
Single Family
84
Multi-Family
0
Businesses
11
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2010
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18437, Lake Como, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 131 (100%) |
| Owner Occupied HU | 69 (52.7%) |
| Renter Occupied HU | 12 ( 9.2%) |
| Vacant Housing Units | 50 (38.2%) |
| Median Home Value | $350,000 |
| Average Home Value | $378,188 |
Housing Distribution
Address Breakdown
Residential
84
Single Family
84
Multi-Family
0
Businesses
11
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices