2205 S 96th StLincolnNE68520
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who treat current yield as secondary to long-run equity growth will find 2205 S 96th St, Lincoln, NE, 68520 in Lincoln worth modelling. At $594,240 with a 8.49% gross yield, the $4,206/mo rent leaves $160/mo after the $2,672/mo payment, sufficient to cover costs, modest in distribution. Ziffy Mortgage's 1.57 DSCR loan can finance the acquisition without personal income documentation. Appreciation of 5%/yr is projected to add $164,178 by year five; $5,473/yr in principal reduction adds further equity. Total projected return: $239,221.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 5.2% |
| Monthly Cash Flow | $160 | $450 |
City averages based on Lincoln market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $4,206 |
| Total Monthly Debt Service | $3,776 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
9,147 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68520, Lincoln, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,401 (100%) |
| Owner Occupied HU | 889 (63.5%) |
| Renter Occupied HU | 369 (26.3%) |
| Vacant Housing Units | 143 (10.2%) |
| Median Home Value | $482,364 |
| Average Home Value | $556,668 |
Housing Distribution
Address Breakdown
Residential
1,396
Single Family
1,380
Multi-Family
16
Businesses
24
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
9,147 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68520, Lincoln, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,401 (100%) |
| Owner Occupied HU | 889 (63.5%) |
| Renter Occupied HU | 369 (26.3%) |
| Vacant Housing Units | 143 (10.2%) |
| Median Home Value | $482,364 |
| Average Home Value | $556,668 |
Housing Distribution
Address Breakdown
Residential
1,396
Single Family
1,380
Multi-Family
16
Businesses
24
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices