2204 Shelby LnOcean SpringsMS39564








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Ocean Springs at 2204 Shelby Ln, Ocean Springs, MS, 39564 uses $119,307 cash to close to unlock $12,062/yr annual cash flow and $1,005/mo monthly cash flow. Total monthly income runs $3,208/mo, and a $1,762/mo payment keeps the spread at $1,005/mo. Purchase price stands at $359,900, and rental yield measures 10.7% with $3,208/mo rent. Return on cash invested shows 30.02% in year one, and 5% annual appreciation builds toward $99,434 over five years. Five-year ROI reaches 156.99% and total cumulative return in cash records $187,298. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $3,208/mo property income covering a $1,762/mo payment rather than investor’s personal income.
Single Family
Built in 2004
0.68 Acres lot
$N/A/sqft
No HOA
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Listed by: Kimberly A Wilson • Realty ONE Group Associates
Mls Name: MLS United
Mls ID: #4121733








