22012 Sevilla Rd APT 112HaywardCA94541
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 22012 Sevilla Rd APT 112, Hayward, CA, 94541 in Hayward speaks for itself: 10.37% gross on a $699,000 price, generating $6,040/mo in rent and $954/mo in net income after the $3,143/mo debt service. DSCR 1.92, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $11,448 stacks alongside $193,121 in projected five-year appreciation and $6,438/yr in principal reduction. Projected total cumulative return: $329,781.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.4% | 6.0% |
| Monthly Cash Flow | $954 | $800 |
City averages based on Hayward market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,040 |
| Total Monthly Debt Service | $4,808 |
| DSCR Ratio | 1.26x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1986
N/A lot
$N/A/sqft
$458 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94541, Hayward, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 23,767 (100%) |
| Owner Occupied HU | 9,638 (40.6%) |
| Renter Occupied HU | 12,938 (54.4%) |
| Vacant Housing Units | 1,191 ( 5.0%) |
| Median Home Value | $849,696 |
| Average Home Value | $970,695 |
Housing Distribution
Address Breakdown
Residential
22,893
Single Family
16,924
Multi-Family
5,969
Businesses
1,624
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1986
N/A lot
$N/A/sqft
$458 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94541, Hayward, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 23,767 (100%) |
| Owner Occupied HU | 9,638 (40.6%) |
| Renter Occupied HU | 12,938 (54.4%) |
| Vacant Housing Units | 1,191 ( 5.0%) |
| Median Home Value | $849,696 |
| Average Home Value | $970,695 |
Housing Distribution
Address Breakdown
Residential
22,893
Single Family
16,924
Multi-Family
5,969
Businesses
1,624
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices