2201 Road HRedwood ValleyCA95470
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 2201 Road H, Redwood Valley, CA, 95470 in Redwood Valley is capital appreciation. Rental yield 2.52%. The 2.52% gross yield at $949,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $262,191 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.47) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $110,303.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.5% | 6.0% |
| Monthly Cash Flow | $(3,879) | $300 |
City averages based on Redwood Valley market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,992 |
| Total Monthly Debt Service | $5,493 |
| DSCR Ratio | 0.36x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1957
4.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95470, Redwood Valley, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,490 (100%) |
| Owner Occupied HU | 1,643 (66.0%) |
| Renter Occupied HU | 621 (24.9%) |
| Vacant Housing Units | 226 ( 9.1%) |
| Median Home Value | $628,330 |
| Average Home Value | $659,149 |
Housing Distribution
Address Breakdown
Residential
2,012
Single Family
2,012
Multi-Family
0
Businesses
161
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1957
4.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95470, Redwood Valley, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,490 (100%) |
| Owner Occupied HU | 1,643 (66.0%) |
| Renter Occupied HU | 621 (24.9%) |
| Vacant Housing Units | 226 ( 9.1%) |
| Median Home Value | $628,330 |
| Average Home Value | $659,149 |
Housing Distribution
Address Breakdown
Residential
2,012
Single Family
2,012
Multi-Family
0
Businesses
161
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices