220 Riverside Blvd APT 10WNew YorkNY10069
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 220 Riverside Blvd APT 10W, New York, NY, 10069 in New York. At $850,000 it earns $7,054/mo in rent and distributes $607/mo to the owner after the $3,822/mo payment, a consistent 9.96% yield. DSCR 1.85 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $234,839 in value; $7,829/yr in principal paydown compounds ownership stake. Total projected return: $366,622.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10% | 4.8% |
| Monthly Cash Flow | $607 | $28,500 |
City averages based on New York market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $7,054 |
| Total Monthly Debt Service | $6,108 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2000
N/A lot
$N/A/sqft
$770 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10069, New York, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,768 (100%) |
| Owner Occupied HU | 1,886 (32.7%) |
| Renter Occupied HU | 2,707 (46.9%) |
| Vacant Housing Units | 1,175 (20.4%) |
| Median Home Value | $1,209,607 |
| Average Home Value | $1,309,651 |
Housing Distribution
Address Breakdown
Residential
4,183
Single Family
1
Multi-Family
4,182
Businesses
39
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2000
N/A lot
$N/A/sqft
$770 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10069, New York, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,768 (100%) |
| Owner Occupied HU | 1,886 (32.7%) |
| Renter Occupied HU | 2,707 (46.9%) |
| Vacant Housing Units | 1,175 (20.4%) |
| Median Home Value | $1,209,607 |
| Average Home Value | $1,309,651 |
Housing Distribution
Address Breakdown
Residential
4,183
Single Family
1
Multi-Family
4,182
Businesses
39
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices