220 Monte Vista DrCamillusNY13031
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Camillus rentals match the income profile of 220 Monte Vista Dr, Camillus, NY, 13031. Listed at $349,900, gross rent is $5,717/mo and net cash flow is $3,380/mo, a 19.61% yield well above national averages. DSCR 3.63 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $96,671 by year five with $3,223/yr in annual principal reduction, projecting $351,022 in total cumulative return.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 19.6% | 6.2% |
| Monthly Cash Flow | $3,380 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $5,717 |
| Total Monthly Debt Service | $2,197 |
| DSCR Ratio | 2.60x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1965
0.96 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13031, Camillus, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,459 (100%) |
| Owner Occupied HU | 5,326 (71.4%) |
| Renter Occupied HU | 1,798 (24.1%) |
| Vacant Housing Units | 335 ( 4.5%) |
| Median Home Value | $232,292 |
| Average Home Value | $277,569 |
Housing Distribution
Address Breakdown
Residential
7,239
Single Family
6,204
Multi-Family
1,035
Businesses
450
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1965
0.96 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13031, Camillus, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,459 (100%) |
| Owner Occupied HU | 5,326 (71.4%) |
| Renter Occupied HU | 1,798 (24.1%) |
| Vacant Housing Units | 335 ( 4.5%) |
| Median Home Value | $232,292 |
| Average Home Value | $277,569 |
Housing Distribution
Address Breakdown
Residential
7,239
Single Family
6,204
Multi-Family
1,035
Businesses
450
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices