220 Linden St APT 301ScrantonPA18503
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 220 Linden St APT 301, Scranton, PA, 18503 in Scranton. Priced at $124,995, it generates $1,495/mo in gross rent and $676/mo in net monthly cash flow, a 14.35% yield that comfortably supports the 2.66 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $8,114. Five-year appreciation: $34,534. Equity from principal paydown: $1,151/yr. Total projected cumulative return: $91,109.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.4% | 7.2% |
| Monthly Cash Flow | $676 | $450 |
City averages based on Scranton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,495 |
| Total Monthly Debt Service | $769 |
| DSCR Ratio | 1.94x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1976
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18503, Scranton, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,131 (100%) |
| Owner Occupied HU | 33 ( 2.9%) |
| Renter Occupied HU | 952 (84.2%) |
| Vacant Housing Units | 146 (12.9%) |
| Median Home Value | $123,864 |
| Average Home Value | $188,952 |
Housing Distribution
Address Breakdown
Residential
1,020
Single Family
87
Multi-Family
933
Businesses
577
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1976
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18503, Scranton, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,131 (100%) |
| Owner Occupied HU | 33 ( 2.9%) |
| Renter Occupied HU | 952 (84.2%) |
| Vacant Housing Units | 146 (12.9%) |
| Median Home Value | $123,864 |
| Average Home Value | $188,952 |
Housing Distribution
Address Breakdown
Residential
1,020
Single Family
87
Multi-Family
933
Businesses
577
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices