220 13th Ave SEMoultrieGA31768
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who treat current yield as secondary to long-run equity growth will find 220 13th Ave SE, Moultrie, GA, 31768 in Moultrie worth modelling. At $279,000 with a 8.16% gross yield, the $1,897/mo rent leaves $199/mo after the $1,255/mo payment, sufficient to cover costs, modest in distribution. Ziffy Mortgage's 1.51 DSCR loan can finance the acquisition without personal income documentation. Appreciation of 5%/yr is projected to add $77,083 by year five; $2,570/yr in principal reduction adds further equity. Total projected return: $118,460.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 8.0% |
| Monthly Cash Flow | $199 | $150 |
City averages based on Moultrie market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,897 |
| Total Monthly Debt Service | $1,587 |
| DSCR Ratio | 1.20x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
0.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31768, Moultrie, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,116 (100%) |
| Owner Occupied HU | 5,296 (52.4%) |
| Renter Occupied HU | 3,762 (37.2%) |
| Vacant Housing Units | 1,058 (10.5%) |
| Median Home Value | $152,267 |
| Average Home Value | $211,605 |
Housing Distribution
Address Breakdown
Residential
9,240
Single Family
8,620
Multi-Family
620
Businesses
724
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
0.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31768, Moultrie, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,116 (100%) |
| Owner Occupied HU | 5,296 (52.4%) |
| Renter Occupied HU | 3,762 (37.2%) |
| Vacant Housing Units | 1,058 (10.5%) |
| Median Home Value | $152,267 |
| Average Home Value | $211,605 |
Housing Distribution
Address Breakdown
Residential
9,240
Single Family
8,620
Multi-Family
620
Businesses
724
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices