22 Thayer Pond Dr #1OxfordMA01540
INVESTMENT ANALYSIS
Investment Verdict
Solid Income22 Thayer Pond Dr #1, Oxford, MA, 01540 in Oxford is a solid income-producing rental, 9.19% gross yield, $2,872/mo rent, $509/mo net cash flow on a $374,900 buy. DSCR 1.70 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $103,578 and $3,453/yr in principal reduction project a total cumulative return of $175,151.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 6.0% |
| Monthly Cash Flow | $509 | $400 |
City averages based on Oxford market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,872 |
| Total Monthly Debt Service | $2,214 |
| DSCR Ratio | 1.30x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1987
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01540, Oxford, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,679 (100%) |
| Owner Occupied HU | 3,516 (75.1%) |
| Renter Occupied HU | 980 (20.9%) |
| Vacant Housing Units | 183 ( 3.9%) |
| Median Home Value | $395,171 |
| Average Home Value | $442,029 |
Housing Distribution
Address Breakdown
Residential
4,381
Single Family
3,996
Multi-Family
385
Businesses
324
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1987
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01540, Oxford, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,679 (100%) |
| Owner Occupied HU | 3,516 (75.1%) |
| Renter Occupied HU | 980 (20.9%) |
| Vacant Housing Units | 183 ( 3.9%) |
| Median Home Value | $395,171 |
| Average Home Value | $442,029 |
Housing Distribution
Address Breakdown
Residential
4,381
Single Family
3,996
Multi-Family
385
Businesses
324
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jim Black Group • Real Broker MA, LLC
Mls Name: MLS PIN
Mls ID: #73400358