11 Lewis StRutlandMA01543
INVESTMENT ANALYSIS
Investment Verdict
Solid Income11 Lewis St, Rutland, MA, 01543 in Rutland is a solid income-producing rental, 9.77% gross yield, $2,442/mo rent, $551/mo net cash flow on a $300,000 buy. DSCR 1.81 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $82,884 and $2,763/yr in principal reduction project a total cumulative return of $149,380.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.8% | 6.0% |
| Monthly Cash Flow | $551 | $850 |
City averages based on Rutland market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,442 |
| Total Monthly Debt Service | $1,771 |
| DSCR Ratio | 1.38x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01543, Rutland, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,678 (100%) |
| Owner Occupied HU | 3,098 (84.2%) |
| Renter Occupied HU | 449 (12.2%) |
| Vacant Housing Units | 131 ( 3.6%) |
| Median Home Value | $533,658 |
| Average Home Value | $582,607 |
Housing Distribution
Address Breakdown
Residential
3,308
Single Family
3,234
Multi-Family
74
Businesses
132
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01543, Rutland, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,678 (100%) |
| Owner Occupied HU | 3,098 (84.2%) |
| Renter Occupied HU | 449 (12.2%) |
| Vacant Housing Units | 131 ( 3.6%) |
| Median Home Value | $533,658 |
| Average Home Value | $582,607 |
Housing Distribution
Address Breakdown
Residential
3,308
Single Family
3,234
Multi-Family
74
Businesses
132
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Samantha Butkiewicus • ERA Key Realty Services- Spenc
Mls Name: MLS PIN
Mls ID: #73373187