22 River St APT 6BostonMA02108
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 22 River St APT 6, Boston, MA, 02108 in Boston at $1,032,000, 5.28% gross yield, is a market-growth asset. Rental yield 5.28%. The $4,543/mo rent partially funds the $4,641/mo debt service; the core return is the 5%/yr price growth projected to add $285,123 over five years. Ziffy Mortgage's DSCR mortgage (0.98) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $263,066.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.3% | 4.2% |
| Monthly Cash Flow | $(2,003) | $1,850 |
City averages based on Boston market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,543 |
| Total Monthly Debt Service | $6,136 |
| DSCR Ratio | 0.74x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1910
871 sqft lot
$N/A/sqft
$42 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02108, Boston, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,321 (100%) |
| Owner Occupied HU | 799 (34.4%) |
| Renter Occupied HU | 1,079 (46.5%) |
| Vacant Housing Units | 443 (19.1%) |
| Median Home Value | $1,699,324 |
| Average Home Value | $1,630,510 |
Housing Distribution
Address Breakdown
Residential
2,190
Single Family
424
Multi-Family
1,766
Businesses
1,159
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1910
871 sqft lot
$N/A/sqft
$42 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02108, Boston, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,321 (100%) |
| Owner Occupied HU | 799 (34.4%) |
| Renter Occupied HU | 1,079 (46.5%) |
| Vacant Housing Units | 443 (19.1%) |
| Median Home Value | $1,699,324 |
| Average Home Value | $1,630,510 |
Housing Distribution
Address Breakdown
Residential
2,190
Single Family
424
Multi-Family
1,766
Businesses
1,159
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A