22 Pine Needle SpurTonasketWA98855
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 22 Pine Needle Spur, Tonasket, WA, 98855 in Tonasket speaks for itself: 16.52% gross on a $110,000 price, generating $1,514/mo in rent and $853/mo in net income after the $495/mo debt service. DSCR 3.06, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $10,238 stacks alongside $30,391 in projected five-year appreciation and $1,013/yr in principal reduction. Projected total cumulative return: $96,529.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 16.5% | 6.2% |
| Monthly Cash Flow | $853 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,514 |
| Total Monthly Debt Service | $617 |
| DSCR Ratio | 2.45x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2010
8,716 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 98855, Tonasket, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,467 (100%) |
| Owner Occupied HU | 2,012 (58.0%) |
| Renter Occupied HU | 689 (19.9%) |
| Vacant Housing Units | 766 (22.1%) |
| Median Home Value | $321,330 |
| Average Home Value | $368,659 |
Housing Distribution
Address Breakdown
Residential
2,229
Single Family
2,179
Multi-Family
50
Businesses
204
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2010
8,716 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 98855, Tonasket, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,467 (100%) |
| Owner Occupied HU | 2,012 (58.0%) |
| Renter Occupied HU | 689 (19.9%) |
| Vacant Housing Units | 766 (22.1%) |
| Median Home Value | $321,330 |
| Average Home Value | $368,659 |
Housing Distribution
Address Breakdown
Residential
2,229
Single Family
2,179
Multi-Family
50
Businesses
204
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Abigail Mondau • BHGRE - Northwest Home Team
Mls Name: NWMLS
Mls ID: #2369121