22 Heniger Park RdOtisfieldME04270
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderAt $376,500, 22 Heniger Park Rd, Otisfield, ME, 04270 in Otisfield generates $2,423/mo in rent (7.72% yield) but nets only $47/mo after debt service. The spread is thin, manageable for investors comfortable with low-margin holds who are buying into the 5% annual appreciation thesis. Ziffy Mortgage's DSCR loan (1.43) allows non-U.S. residents to acquire without personal income checks. A larger down payment reduces the monthly debt load and widens the margin. Five-year appreciation: $104,020. Total projected return: $145,989.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 7.0% |
| Monthly Cash Flow | $47 | $900 |
City averages based on Otisfield market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,423 |
| Total Monthly Debt Service | $2,226 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04270, Oxford, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,633 (100%) |
| Owner Occupied HU | 2,186 (60.2%) |
| Renter Occupied HU | 418 (11.5%) |
| Vacant Housing Units | 1,029 (28.3%) |
| Median Home Value | $242,096 |
| Average Home Value | $301,215 |
Housing Distribution
Address Breakdown
Residential
2,753
Single Family
2,689
Multi-Family
64
Businesses
182
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04270, Oxford, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,633 (100%) |
| Owner Occupied HU | 2,186 (60.2%) |
| Renter Occupied HU | 418 (11.5%) |
| Vacant Housing Units | 1,029 (28.3%) |
| Median Home Value | $242,096 |
| Average Home Value | $301,215 |
Housing Distribution
Address Breakdown
Residential
2,753
Single Family
2,689
Multi-Family
64
Businesses
182
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices