22 Epernay CirLittle RockAR72223
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 22 Epernay Cir, Little Rock, AR, 72223 in Little Rock: $5,606/mo in rent, $2,190/mo net, 12.5% gross yield, all on a $538,000 acquisition. The 2.32 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $148,639 in value, and $4,955/yr in principal paydown steadily builds equity. Projected total cumulative return: $345,277.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.5% | 7.1% |
| Monthly Cash Flow | $2,190 | $425 |
City averages based on Little Rock market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,606 |
| Total Monthly Debt Service | $3,202 |
| DSCR Ratio | 1.75x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
10,018 sqft lot
$N/A/sqft
$385 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72223, Little Rock, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,174 (100%) |
| Owner Occupied HU | 7,865 (59.7%) |
| Renter Occupied HU | 4,361 (33.1%) |
| Vacant Housing Units | 948 ( 7.2%) |
| Median Home Value | $423,042 |
| Average Home Value | $497,203 |
Housing Distribution
Address Breakdown
Residential
12,965
Single Family
10,110
Multi-Family
2,855
Businesses
1,024
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
10,018 sqft lot
$N/A/sqft
$385 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72223, Little Rock, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,174 (100%) |
| Owner Occupied HU | 7,865 (59.7%) |
| Renter Occupied HU | 4,361 (33.1%) |
| Vacant Housing Units | 948 ( 7.2%) |
| Median Home Value | $423,042 |
| Average Home Value | $497,203 |
Housing Distribution
Address Breakdown
Residential
12,965
Single Family
10,110
Multi-Family
2,855
Businesses
1,024
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Ryann T Hilson • CBRPM Group
Mls Name: CARMLS
Mls Provider:
Mls ID: #25022113
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.